:root {
  --white: #FFFDF9;
  --cream: #F7F4EC;
  --cream-light: #FBF9F4;
  --charcoal: #1E1B17;
  --charcoal-soft: #6B655A;
  --green: #1A7A3E;
  --green-dark: #145A2E;
  --green-light: #E6F4EA;
  --bright-red: #E60000;
  --bright-red-hover: #CC0000;
  --warm: #C2582A;
  --warm-light: #FDF0EB;
  --sky: #2E6DB4;
  --sky-light: #EBF3FA;
  --gold: #D4A017;
  --gold-light: #FDF8E8;
  --line: rgba(30, 27, 23, .08);
  --radius: 18px;
  --max: 1280px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--charcoal);
  background: var(--cream);
  line-height: 1.55;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: 'Fraunces', serif;
  line-height: 1.15;
  letter-spacing: -.01em;
}

.section-title {
  font-family: 'Fraunces', serif;
  font-size: 2.2rem;
  line-height: 1.15;
  margin-bottom: 14px;
  letter-spacing: -.01em;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }

.eyebrow {
  font-size: .85rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--green);
  font-weight: 700;
  margin-bottom: 12px;
  display: block;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 24px;
  border-radius: 100px;
  font-weight: 700;
  font-size: .92rem;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: transform .15s, box-shadow .15s, background .2s, border-color .2s;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 4px 16px rgba(0, 0, 0, .12); }
.btn:active { transform: translateY(0); box-shadow: none; }
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: var(--green-dark); }
.btn-warm { background: var(--bright-red); color: #fff; }
.btn-warm:hover { background: var(--bright-red-hover); }
.btn-outline { background: transparent; border-color: var(--charcoal); color: var(--charcoal); }
.btn-outline:hover { background: var(--charcoal); color: #fff; }
.btn-ghost { background: transparent!important; border: 1.5px solid rgba(255, 255, 255, .4); color: #fff!important; }
.btn-ghost:hover { background: rgba(255, 255, 255, .15)!important; border-color: rgba(255, 255, 255, .7); box-shadow: none!important; }

:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }

.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .55s cubic-bezier(.4, 0, .2, 1), transform .55s cubic-bezier(.4, 0, .2, 1);
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ===== NAVIGATION ===== */
header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(247, 244, 236, .96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav {
  display: flex;
  align-items: center;
  height: 62px;
  gap: 6px;
  padding: 0 16px;
}
.logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  margin-right: auto;
  white-space: nowrap;
}
.nav-logo {
  height: 46px;
  width: auto;
  display: block;
  object-fit: contain;
  transition: transform .2s;
}
.nav-logo:hover { transform: scale(1.03); }
.nav-brand {
  font-family: 'Fraunces', serif;
  font-weight: 800;
  font-size: 1.25rem;
  color: var(--bright-red);
  letter-spacing: -.01em;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  flex-shrink: 0;
}
.nav-links a {
  font-size: .82rem;
  font-weight: 600;
  padding: 7px 11px;
  border-radius: 8px;
  white-space: nowrap;
  transition: color .15s, background .15s;
  color: var(--charcoal-soft);
}
.nav-links a:hover {
  color: var(--green);
  background: var(--green-light);
}
.nav-links a.active {
  color: var(--green-dark);
  font-weight: 700;
  background: var(--green-light);
}
.nav-cta {
  background: var(--bright-red)!important;
  color: #fff!important;
  padding: 8px 18px!important;
  font-weight: 800!important;
  border-radius: 100px!important;
  font-size: .8rem!important;
  letter-spacing: .02em;
  box-shadow: 0 3px 12px rgba(230, 0, 0, .32);
}
.nav-cta:hover {
  background: var(--bright-red-hover)!important;
  color: #fff!important;
  box-shadow: 0 4px 16px rgba(230, 0, 0, .45);
  transform: scale(1.03);
}

/* ===== HERO (MAIN PAGE FULL-BLEED SLIDESHOW) ===== */
.hero {
  position: relative;
  overflow: hidden;
  min-height: 85vh;
  display: flex;
  align-items: center;
  padding: 70px 20px 80px;
  color: #fff;
  background: #141814;
}
.hero-bg-container {
  position: absolute;
  inset: 0;
  z-index: 1;
  overflow: hidden;
}
.hero-bg-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1s ease-in-out, transform 6s cubic-bezier(.25, .1, .25, 1);
  transform: scale(1.06);
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
  pointer-events: none;
}
.hero-bg-slide.active {
  opacity: 1;
  transform: scale(1);
  pointer-events: auto;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 2;
  background: linear-gradient(180deg, rgba(0, 0, 0, 0.45) 0%, rgba(0, 0, 0, 0.2) 40%, rgba(0, 0, 0, 0.6) 100%);
}
.hero-content {
  position: relative;
  z-index: 5;
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.hero-logo-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.hero-logo-badge {
  background: #fff;
  padding: 8px 18px;
  border-radius: 16px;
  box-shadow: 0 8px 30px rgba(0, 0, 0, .35);
  display: inline-flex;
  align-items: center;
  transition: transform .2s;
}
.hero-logo-badge:hover { transform: scale(1.03); }
.hero-logo-badge img { height: 60px; width: auto; display: block; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(0, 0, 0, .5);
  backdrop-filter: blur(8px);
  padding: 8px 20px;
  border-radius: 100px;
  font-size: .82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .09em;
  margin-bottom: 20px;
  border: 1px solid rgba(255, 255, 255, .3);
  color: #fff;
  box-shadow: 0 4px 16px rgba(0, 0, 0, .3);
}
.hero-badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); }
.hero-content h1, .hero-content h2 {
  font-size: 3.4rem;
  margin-bottom: 18px;
  line-height: 1.05;
  letter-spacing: -.02em;
  text-shadow: 0 4px 25px rgba(0, 0, 0, .85), 0 2px 10px rgba(0, 0, 0, .9);
}
.hero-content p {
  font-size: 1.18rem;
  opacity: 1;
  margin-bottom: 32px;
  max-width: 640px;
  line-height: 1.65;
  text-shadow: 0 3px 16px rgba(0, 0, 0, .9), 0 1px 4px rgba(0, 0, 0, .9);
  font-weight: 500;
  color: #fdfdfd;
}
.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
  margin-bottom: 36px;
}
.hero-stats-pill {
  display: inline-flex;
  align-items: center;
  gap: 24px;
  background: rgba(0, 0, 0, .45);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 100px;
  padding: 12px 28px;
}
.hero-stat-item { display: flex; align-items: center; gap: 8px; }
.hero-stat-num { font-family: 'Fraunces', serif; font-size: 1.3rem; font-weight: 800; color: var(--gold); }
.hero-stat-lbl { font-size: .75rem; opacity: .85; text-transform: uppercase; letter-spacing: .04em; }
.hero-stat-div { width: 1px; height: 24px; background: rgba(255, 255, 255, .2); }
.hero-nav-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(0, 0, 0, .55);
  backdrop-filter: blur(8px);
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, .3);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 1.5rem;
  transition: all .2s;
  z-index: 10;
}
.hero-nav-btn:hover { background: var(--bright-red); border-color: var(--bright-red); transform: translateY(-50%) scale(1.1); }
.hero-nav-btn.prev { left: 24px; }
.hero-nav-btn.next { right: 24px; }
.hero-slide-indicator {
  position: absolute;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(0, 0, 0, .5);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 100px;
  padding: 6px 16px;
}
.hero-slide-dots { display: flex; gap: 8px; align-items: center; }
.hero-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .45);
  cursor: pointer;
  transition: all .3s;
  border: none;
  padding: 0;
}
.hero-dot.active { background: var(--bright-red); width: 26px; border-radius: 10px; }
.hero-slide-tag { font-size: .74rem; font-weight: 700; color: #fff; letter-spacing: .04em; text-transform: uppercase; white-space: nowrap; }

/* ===== SUBPAGE INNER HERO BANNER ===== */
.page-hero {
  background: linear-gradient(135deg, #10381e 0%, #1A7A3E 60%, #104222 100%);
  color: #fff;
  padding: 64px 20px 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 20% 80%, rgba(212, 160, 23, .18) 0%, transparent 50%),
                    radial-gradient(circle at 80% 20%, rgba(46, 109, 180, .2) 0%, transparent 50%);
  pointer-events: none;
}
.page-hero .wrap { position: relative; z-index: 2; max-width: 800px; }
.page-hero h1 {
  font-size: 3rem;
  margin-bottom: 14px;
  letter-spacing: -.02em;
}
.page-hero p {
  font-size: 1.1rem;
  opacity: .92;
  line-height: 1.6;
  max-width: 620px;
  margin: 0 auto;
}
.page-hero.hero-photo { background: #141814; }
.page-hero.hero-photo::after { display: none; }
.page-hero.hero-photo .wrap { z-index: 5; }
.page-hero.hero-photo h1,
.page-hero.hero-photo .breadcrumb,
.page-hero.hero-photo p {
  text-shadow: 0 3px 18px rgba(0, 0, 0, .75), 0 1px 4px rgba(0, 0, 0, .85);
}
.breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
  background: rgba(255, 255, 255, .15);
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.breadcrumb a { color: var(--gold); }
.breadcrumb a:hover { text-decoration: underline; }

/* ===== GOAL CARDS ===== */
.goal-section { padding: 64px 0 48px; }
.goal-cards { display: grid; grid-template-columns: 1fr; gap: 16px; }
.goal-card {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
  background: var(--white);
  padding: 30px 26px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform .2s, box-shadow .2s, border-color .2s;
  cursor: pointer;
}
.goal-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, .08);
  border-color: var(--green);
}
.goal-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}
.goal-icon.home { background: var(--green-light); }
.goal-icon.invest { background: var(--gold-light); }
.goal-icon.biz { background: var(--sky-light); }
.goal-card h3 { font-size: 1.45rem; }
.goal-card p { font-size: .92rem; color: var(--charcoal-soft); line-height: 1.55; }
.goal-link {
  font-size: .88rem;
  font-weight: 700;
  color: var(--green);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: gap .2s;
  margin-top: auto;
  padding-top: 10px;
}
.goal-card:nth-child(2) .goal-link { color: var(--gold); }
.goal-card:nth-child(3) .goal-link { color: var(--sky); }
.goal-card:hover .goal-link { gap: 8px; }

/* ===== PROPERTIES & CATALOG ===== */
.properties-section { padding: 60px 0; background: var(--cream); }
.prop-filter-tabs {
  display: flex;
  gap: 8px;
  overflow-x: auto;
  scrollbar-width: none;
  padding-bottom: 6px;
  margin-bottom: 28px;
  justify-content: center;
  flex-wrap: wrap;
}
.filter-tab {
  padding: 9px 18px;
  border-radius: 100px;
  border: 1.5px solid var(--line);
  background: #fff;
  font-size: .84rem;
  font-weight: 700;
  color: var(--charcoal-soft);
  cursor: pointer;
  transition: all .2s;
}
.filter-tab:hover {
  border-color: var(--green);
  color: var(--green);
}
.filter-tab.active {
  background: var(--green);
  border-color: var(--green);
  color: #fff;
}
.prop-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
}
@media(min-width:600px) { .prop-grid { grid-template-columns: repeat(2, 1fr); } }
@media(min-width:1020px) { .prop-grid { grid-template-columns: repeat(3, 1fr); } }

.prop-card {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
  background: #fff;
  transition: transform .2s, box-shadow .2s;
  display: flex;
  flex-direction: column;
}
.prop-card:hover { transform: translateY(-4px); box-shadow: 0 10px 28px rgba(0, 0, 0, .09); }
.prop-photo { height: 210px; overflow: hidden; position: relative; }
.prop-photo img { width: 100%; height: 100%; object-fit: cover; transition: transform .45s ease; }
.prop-card:hover .prop-photo img { transform: scale(1.06); }
.prop-tag {
  position: absolute;
  top: 12px;
  left: 12px;
  font-size: .7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .04em;
  padding: 5px 12px;
  border-radius: 100px;
  color: #fff;
}
.prop-tag.house { background: var(--green); }
.prop-tag.condo { background: var(--sky); }
.prop-tag.beach { background: var(--warm); }
.prop-tag.lot { background: var(--gold); color: var(--charcoal); }
.prop-tag.commercial { background: var(--charcoal); }
.prop-category { padding-bottom: 46px; }
.prop-category:last-child { padding-bottom: 0; }
.prop-cat-head { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 18px; }
.prop-cat-title {
  font-family: 'Fraunces', serif;
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--charcoal);
  margin: 0;
  display: flex;
  align-items: center;
  gap: 10px;
}
.prop-cat-title .cat-ico { font-size: 1.5rem; }
.prop-cat-desc { font-size: .9rem; color: var(--charcoal-soft); margin: 0; max-width: 460px; }
.prop-category + .prop-category { border-top: 1px dashed var(--line); padding-top: 46px; }

/* Gallery slider */
.prop-gallery { position: relative; }
.gallery-arrows { margin-left: auto; display: flex; gap: 8px; }
.gallery-btn {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 1.5px solid var(--line);
  background: #fff;
  color: var(--charcoal);
  font-size: 1.35rem;
  line-height: 1;
  cursor: pointer;
  transition: all .2s;
  display: flex;
  align-items: center;
  justify-content: center;
}
.gallery-btn:hover { background: var(--green); border-color: var(--green); color: #fff; }
.prop-slider-track {
  display: flex;
  gap: 18px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
  padding: 6px 2px 14px;
}
.prop-slider-track::-webkit-scrollbar { display: none; }
.prop-slider-track .prop-card {
  flex: 0 0 calc((100% - 36px) / 3);
  min-width: 260px;
  scroll-snap-align: start;
}
@media(max-width: 900px) {
  .prop-slider-track .prop-card { flex: 0 0 calc((100% - 18px) / 2); min-width: 220px; }
}
@media(max-width: 620px) {
  .prop-slider-track .prop-card { flex: 0 0 calc((100% - 18px)); min-width: 0; }
}
.gallery-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 2px;
}
.gallery-dot {
  width: 9px;
  height: 9px;
  border-radius: 100px;
  border: none;
  padding: 0;
  background: var(--line);
  cursor: pointer;
  transition: all .25s;
}
.gallery-dot.active { background: var(--green); width: 26px; }

/* ===== PROPERTY GRID ===== */
.prop-body { padding: 20px; display: flex; flex-direction: column; flex: 1; }
.prop-body h3 { font-size: 1.4rem; margin-top: 0; font-family: 'Fraunces', serif; }
.prop-loc { font-size: .84rem; color: var(--charcoal-soft); margin-top: 4px; display: flex; align-items: center; gap: 4px; }
.prop-specs {
  display: flex;
  gap: 12px;
  margin-top: 12px;
  padding-top: 10px;
  border-top: 1px dashed var(--line);
  font-size: .8rem;
  color: var(--charcoal-soft);
}
.prop-specs span { display: flex; align-items: center; gap: 4px; }
.prop-price { font-family: 'Fraunces', serif; font-size: 1.25rem; font-weight: 700; color: var(--charcoal); margin-top: 12px; }
.prop-monthly { font-size: .82rem; color: var(--green); font-weight: 700; margin-top: 2px; }
.prop-footer-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
  padding-top: 16px;
}
.prop-link { font-size: .86rem; font-weight: 700; color: var(--green); display: inline-flex; align-items: center; gap: 4px; }
.prop-calc-btn {
  font-size: .78rem;
  font-weight: 700;
  color: var(--sky);
  background: var(--sky-light);
  padding: 5px 12px;
  border-radius: 100px;
  cursor: pointer;
  border: none;
  transition: all .2s;
}
.prop-calc-btn:hover { background: var(--sky); color: #fff; }

/* ===== LOAN CALCULATOR SECTION ===== */
.calc-section { padding: 64px 0; background: var(--cream-light); border-top: 1px solid var(--line); }
.calc-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  max-width: 960px;
  margin: 0 auto;
  box-shadow: 0 10px 30px rgba(0, 0, 0, .04);
}
.calc-tabs { display: flex; border-bottom: 1px solid var(--line); }
.calc-tab {
  flex: 1;
  padding: 18px;
  text-align: center;
  font-weight: 700;
  font-size: .92rem;
  cursor: pointer;
  transition: background .2s, color .2s;
  border: none;
  background: transparent;
  color: var(--charcoal-soft);
  position: relative;
}
.calc-tab:hover { background: var(--cream); }
.calc-tab.active { color: var(--green); }
.calc-tab.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 20%;
  right: 20%;
  height: 3px;
  background: var(--green);
  border-radius: 3px 3px 0 0;
}
.calc-body { padding: 28px 24px; }
.calc-grid { display: grid; grid-template-columns: 1fr; gap: 28px; }
.calc-inputs { display: flex; flex-direction: column; gap: 16px; }
.calc-field label {
  display: block;
  font-size: .8rem;
  font-weight: 600;
  color: var(--charcoal-soft);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.calc-field input, .calc-field select {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  font-family: 'Inter', sans-serif;
  font-size: .95rem;
  color: var(--charcoal);
  background: #fff;
  transition: border-color .2s;
  -webkit-appearance: none;
  appearance: none;
}
.calc-field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%236B655A'%3E%3Cpath d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.calc-field input:focus, .calc-field select:focus { outline: none; border-color: var(--green); }
.calc-field .hint { font-size: .74rem; color: var(--charcoal-soft); margin-top: 4px; }
.calc-field .rate-display {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 14px;
  background: var(--green-light);
  border: 1.5px solid rgba(26, 122, 62, .2);
  border-radius: 12px;
  font-weight: 700;
  font-size: .92rem;
  color: var(--green-dark);
}
.calc-field .rate-display span { font-size: .75rem; font-weight: 500; color: var(--charcoal-soft); margin-left: auto; }
.calc-btn {
  width: 100%;
  padding: 15px;
  border-radius: 12px;
  font-weight: 700;
  font-size: .95rem;
  cursor: pointer;
  border: none;
  background: var(--green);
  color: #fff;
  transition: background .2s;
  margin-top: 6px;
}
.calc-btn:hover { background: var(--green-dark); }
.calc-results { display: flex; flex-direction: column; gap: 20px; }
.calc-monthly-box {
  text-align: center;
  padding: 28px 20px;
  background: linear-gradient(135deg, #0e3f21, #1A7A3E);
  border-radius: var(--radius);
  color: #fff;
}
.calc-monthly-box .label { font-size: .76rem; text-transform: uppercase; letter-spacing: .1em; opacity: .8; margin-bottom: 8px; }
.calc-monthly-box .amount { font-family: 'Fraunces', serif; font-size: 2.3rem; font-weight: 700; line-height: 1; }
.calc-monthly-box .sublabel { font-size: .8rem; opacity: .8; margin-top: 8px; }
.calc-breakdown { display: flex; flex-direction: column; gap: 12px; }
.calc-stat { display: flex; justify-content: space-between; align-items: center; padding: 14px 16px; background: var(--cream); border-radius: 12px; }
.calc-stat .stat-label { font-size: .84rem; color: var(--charcoal-soft); }
.calc-stat .stat-value { font-weight: 700; font-size: .94rem; }
.calc-stat .stat-value.green { color: var(--green); }
.calc-stat .stat-value.warm { color: var(--warm); }
.calc-stat .stat-value.sky { color: var(--sky); }
.calc-bar-wrap { padding: 14px 16px; background: var(--cream); border-radius: 12px; }
.calc-bar-label { display: flex; justify-content: space-between; font-size: .76rem; font-weight: 600; margin-bottom: 8px; }
.calc-bar-label .bl-green { color: var(--green); }
.calc-bar-label .bl-warm { color: var(--warm); }
.calc-bar { height: 14px; border-radius: 7px; background: #e8e5df; overflow: hidden; display: flex; }
.calc-bar .bar-principal { background: var(--green); height: 100%; transition: width .4s; }
.calc-bar .bar-interest { background: var(--warm); height: 100%; transition: width .4s; }
.calc-note { font-size: .76rem; color: var(--charcoal-soft); line-height: 1.5; padding: 14px 16px; border: 1px dashed var(--line); border-radius: 12px; }
.calc-empty { text-align: center; padding: 48px 20px; color: var(--charcoal-soft); font-size: .95rem; }
.calc-empty .empty-icon { font-size: 2.4rem; margin-bottom: 12px; opacity: .4; }
.pagibig-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--sky-light);
  color: var(--sky);
  font-size: .75rem;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: 100px;
  margin-bottom: 16px;
}

/* ===== SUBTLE COMPACT LOAN CALCULATOR (properties) ===== */
.calc-section.calc-subtle { padding: 36px 0 44px; background: #F2F8F3; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.calc-section.calc-subtle .section-title { font-size: 1.45rem; margin-bottom: 2px; }
.calc-section.calc-subtle .eyebrow { font-size: .66rem; margin-bottom: 8px; }
.calc-section.calc-subtle .calc-card { max-width: 780px; box-shadow: 0 4px 14px rgba(0,0,0,.05); border-radius: 14px; }
.calc-section.calc-subtle .calc-tab { padding: 12px; font-size: .84rem; }
.calc-section.calc-subtle .calc-body { padding: 18px 18px; }
.calc-section.calc-subtle .calc-grid { gap: 18px; }
.calc-section.calc-subtle .calc-inputs { gap: 12px; }
.calc-section.calc-subtle .calc-field label { font-size: .72rem; margin-bottom: 4px; }
.calc-section.calc-subtle .calc-field input,
.calc-section.calc-subtle .calc-field select { padding: 9px 12px; font-size: .87rem; border-radius: 10px; }
.calc-section.calc-subtle .calc-field .hint { font-size: .7rem; margin-top: 3px; }
.calc-section.calc-subtle .calc-field .rate-display { padding: 9px 12px; font-size: .85rem; }
.calc-section.calc-subtle .calc-btn { padding: 11px; font-size: .85rem; border-radius: 10px; }
.calc-section.calc-subtle .calc-results { gap: 14px; }
.calc-section.calc-subtle .calc-monthly-box { padding: 18px 16px; }
.calc-section.calc-subtle .calc-monthly-box .amount { font-size: 1.7rem; }
.calc-section.calc-subtle .calc-monthly-box .label { font-size: .7rem; margin-bottom: 6px; }
.calc-section.calc-subtle .calc-breakdown { gap: 8px; }
.calc-section.calc-subtle .calc-stat { padding: 10px 12px; border-radius: 10px; }
.calc-section.calc-subtle .calc-stat .stat-label { font-size: .78rem; }
.calc-section.calc-subtle .calc-stat .stat-value { font-size: .86rem; }
.calc-section.calc-subtle .calc-bar-wrap { padding: 10px 12px; }
.calc-section.calc-subtle .calc-note { font-size: .74rem; padding: 11px 14px; }
.calc-section.calc-subtle .pagibig-badge { margin-bottom: 12px; font-size: .72rem; }

/* ===== LOOKING FOR A SPECIFIC PROPERTY ===== */
.match-section { padding: 60px 0 64px; background: #fff; border-top: 1px solid var(--line); }
.match-card {
  max-width: 800px;
  margin: 0 auto;
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 30px 26px;
}
.match-form {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr auto;
  gap: 16px;
  align-items: end;
}
.match-field { display: flex; flex-direction: column; gap: 6px; }
.match-field span {
  font-size: .74rem;
  font-weight: 700;
  color: var(--charcoal-soft);
  text-transform: uppercase;
  letter-spacing: .05em;
}
.match-field input, .match-field select {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  font-family: 'Inter', sans-serif;
  font-size: .92rem;
  color: var(--charcoal);
  background: #fff;
  transition: border-color .2s;
  -webkit-appearance: none;
  appearance: none;
}
.match-field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%236B655A'%3E%3Cpath d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.match-field input:focus, .match-field select:focus { outline: none; border-color: var(--green); }
.match-field input::placeholder { color: var(--charcoal-soft); }
.match-submit { margin: 0; padding: 14px 22px; white-space: nowrap; border-radius: 12px; }
.form-success.light {
  color: var(--green-dark);
  background: var(--green-light);
  border-color: rgba(26, 122, 62, .35);
  text-align: center;
}
@media(max-width: 900px) {
  .match-form { grid-template-columns: 1fr; align-items: stretch; }
  .match-submit { width: 100%; }
}

/* ===== TEAM PHOTO GALLERY CAROUSEL ===== */
.team-carousel { position: relative; max-width: 960px; margin: 0 auto; }
.team-carousel-viewport {
  overflow: hidden;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: var(--cream);
  box-shadow: 0 8px 24px rgba(0, 0, 0, .06);
}
.team-carousel-track { display: flex; transition: transform .55s cubic-bezier(.4, 0, .2, 1); }
.team-carousel-slide { flex: 0 0 100%; min-width: 0; }
.team-carousel-slide img { width: 100%; height: 480px; object-fit: cover; display: block; }
.team-carousel-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: none;
  background: rgba(255, 255, 255, .85);
  color: var(--charcoal);
  font-size: 1.4rem;
  font-weight: 700;
  line-height: 1;
  cursor: pointer;
  box-shadow: 0 4px 14px rgba(0, 0, 0, .18);
  z-index: 5;
  transition: background .2s, transform .2s;
}
.team-carousel-btn:hover { background: #fff; transform: translateY(-50%) scale(1.08); }
.team-carousel-btn.prev { left: 16px; }
.team-carousel-btn.next { right: 16px; }
.team-carousel-dots { display: flex; justify-content: center; gap: 8px; margin-top: 16px; }
.team-carousel-dots .gal-dot {
  width: 9px;
  height: 9px;
  border-radius: 100px;
  border: none;
  padding: 0;
  background: var(--line);
  cursor: pointer;
  transition: all .25s;
}
.team-carousel-dots .gal-dot.active { background: var(--green); width: 26px; }
@media(max-width: 620px) {
  .team-carousel-slide img { height: 260px; }
  .team-carousel-btn { width: 38px; height: 38px; font-size: 1.1rem; }
  .team-carousel-btn.prev { left: 10px; }
  .team-carousel-btn.next { right: 10px; }
}

/* ===== ABOUT PAGE STYLES ===== */
.about-section { padding: 60px 0; background: var(--charcoal); color: #fff; }
.about-grid { display: grid; grid-template-columns: 1fr; gap: 20px; }
.about-card {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: var(--radius);
  padding: 30px 26px;
}
.about-card h3 { font-size: 1.45rem; color: var(--gold); margin-bottom: 12px; }
.about-card p { font-size: .92rem; color: #B7B0A2; line-height: 1.7; }
.values-list { display: flex; flex-direction: column; gap: 12px; margin-top: 10px; }
.value-item { display: flex; align-items: center; gap: 12px; }
.value-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }
.value-item:nth-child(1) .value-dot { background: var(--green); }
.value-item:nth-child(2) .value-dot { background: var(--sky); }
.value-item:nth-child(3) .value-dot { background: var(--warm); }
.value-item:nth-child(4) .value-dot { background: var(--gold); }
.value-item:nth-child(5) .value-dot { background: #9b7dc9; }
.value-item span { font-size: .92rem; color: #EDEAE3; font-weight: 500; }

/* ===== SERVICES PAGE STYLES ===== */
.services-section { padding: 64px 0; }
.services-detailed-grid { display: grid; grid-template-columns: 1fr; gap: 24px; }
@media(min-width:768px) { .services-detailed-grid { grid-template-columns: repeat(2, 1fr); } }
@media(min-width:1080px) { .services-detailed-grid { grid-template-columns: repeat(3, 1fr); } }

.service-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px 26px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.service-card:hover { transform: translateY(-4px); box-shadow: 0 10px 28px rgba(0, 0, 0, .08); border-color: var(--green); }
.service-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  background: var(--green-light);
  color: var(--green);
}
.service-card h3 { font-size: 1.45rem; }
.service-card p { font-size: .92rem; color: var(--charcoal-soft); line-height: 1.6; }
.service-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 8px;
  padding-top: 14px;
  border-top: 1px dashed var(--line);
  font-size: .85rem;
  color: var(--charcoal);
}
.service-features li { display: flex; align-items: center; gap: 8px; }
.service-features li::before { content: '✓'; color: var(--green); font-weight: 800; }

/* PROCESS STEPS */
.process-section { padding: 64px 0; background: var(--cream-light); }
.process-grid { display: grid; grid-template-columns: 1fr; gap: 20px; max-width: 1000px; margin: 0 auto; }
@media(min-width:768px) { .process-grid { grid-template-columns: repeat(4, 1fr); } }
.process-step {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px 20px;
  position: relative;
  text-align: center;
}
.step-num {
  font-family: 'Fraunces', serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--gold);
  margin-bottom: 8px;
}
.process-step h4 { font-size: 1.15rem; margin-bottom: 8px; }
.process-step p { font-size: .84rem; color: var(--charcoal-soft); line-height: 1.5; }

/* ===== TEAM PAGE STYLES ===== */
.team-section { padding: 64px 0; }
.team-inner { display: flex; flex-direction: column; gap: 32px; text-align: center; align-items: center; }
.team-photo {
  width: 160px;
  height: 160px;
  border-radius: 50%;
  overflow: hidden;
  border: 4px solid var(--green-light);
  box-shadow: 0 6px 28px rgba(26, 122, 62, .15);
  flex-shrink: 0;
}
.team-photo img { width: 100%; height: 100%; object-fit: cover; }
.team-card h2, .team-card h3 { font-size: 2.2rem; }
.team-card .role { color: var(--green); font-weight: 700; font-size: .9rem; margin: 6px 0 14px; letter-spacing: .02em; }
.team-card p { font-size: .96rem; color: var(--charcoal-soft); max-width: 580px; margin: 0 auto; line-height: 1.65; }

.team-grid { display: grid; grid-template-columns: 1fr; gap: 24px; margin-top: 48px; }
@media(min-width:640px) { .team-grid { grid-template-columns: repeat(2, 1fr); } }
@media(min-width:1020px) { .team-grid { grid-template-columns: repeat(3, 1fr); } }
.team-member-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 22px;
  text-align: center;
  transition: transform .2s, box-shadow .2s;
}
.team-member-card:hover { transform: translateY(-4px); box-shadow: 0 10px 28px rgba(0, 0, 0, .08); }
.member-avatar {
  width: 100px;
  height: 100px;
  border-radius: 50%;
  margin: 0 auto 16px;
  overflow: hidden;
  border: 3px solid var(--green-light);
}
.member-avatar img { width: 100%; height: 100%; object-fit: cover; }
.team-member-card h4 { font-size: 1.3rem; margin-bottom: 4px; }
.team-member-card .member-role { font-size: .82rem; font-weight: 700; color: var(--green); margin-bottom: 12px; }
.team-member-card p { font-size: .86rem; color: var(--charcoal-soft); line-height: 1.55; }

/* ===== CAREERS PAGE STYLES ===== */
.careers-section { padding: 64px 0; }
.benefits-grid { display: grid; grid-template-columns: 1fr; gap: 20px; margin: 36px 0; }
@media(min-width:640px) { .benefits-grid { grid-template-columns: repeat(2, 1fr); } }
@media(min-width:1020px) { .benefits-grid { grid-template-columns: repeat(4, 1fr); } }
.benefit-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px 20px;
  text-align: center;
}
.benefit-icon { font-size: 2rem; margin-bottom: 10px; }
.benefit-card h4 { font-size: 1.18rem; margin-bottom: 6px; }
.benefit-card p { font-size: .84rem; color: var(--charcoal-soft); line-height: 1.5; }

.jobs-list { display: flex; flex-direction: column; gap: 16px; margin: 36px 0; }
.job-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: border-color .2s, box-shadow .2s;
}
.job-card:hover { border-color: var(--green); box-shadow: 0 8px 24px rgba(0, 0, 0, .06); }
@media(min-width:768px) {
  .job-card { flex-direction: row; align-items: center; justify-content: space-between; }
}
.job-info h3 { font-size: 1.35rem; margin-bottom: 6px; }
.job-tags { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 6px; }
.job-tag { font-size: .74rem; font-weight: 700; padding: 4px 10px; border-radius: 100px; background: var(--cream); color: var(--charcoal-soft); }

/* ===== WHY CHOOSE SECTION ===== */
.why-section { padding: 60px 0; }
.why-grid { display: grid; grid-template-columns: 1fr; gap: 14px; max-width: 800px; margin: 0 auto; }
.why-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 16px 20px;
  border-radius: 14px;
  background: var(--green-light);
  transition: background .2s;
}
.why-item:nth-child(even) { background: var(--warm-light); }
.why-item:hover { filter: brightness(.97); }
.why-check { flex-shrink: 0; margin-top: 1px; font-weight: 800; font-size: 1.1rem; }
.why-item:nth-child(odd) .why-check { color: var(--green); }
.why-item:nth-child(even) .why-check { color: var(--warm); }
.why-item span { font-size: .94rem; font-weight: 600; line-height: 1.4; }

/* ===== FOOTER ===== */
footer { background: #141210; color: #EDEAE3; padding: 56px 0 32px; border-top: 1px solid rgba(255, 255, 255, .05); }
.footer-grid { display: flex; flex-direction: column; gap: 36px; }
.footer-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.footer-logo-badge {
  background: #fff;
  padding: 6px 14px;
  border-radius: 12px;
  display: inline-flex;
  align-items: center;
  box-shadow: 0 4px 16px rgba(0, 0, 0, .2);
}
.footer-logo-badge img { height: 40px; width: auto; display: block; }
.footer-logo span { font-family: 'Fraunces', serif; font-weight: 800; font-size: 1.35rem; color: #FF4D4D; }
.footer-block h4 { font-size: .95rem; text-transform: uppercase; letter-spacing: .12em; color: var(--gold); margin-bottom: 16px; }
.footer-links { display: flex; flex-direction: column; gap: 10px; font-size: .9rem; }
.footer-links a { color: #8C867B; transition: color .15s; }
.footer-links a:hover { color: var(--gold); }
.footer-office { border-top: 1px solid rgba(255, 255, 255, .06); padding: 12px 0; font-size: .86rem; color: #736E64; line-height: 1.55; }
.affiliations { font-size: .76rem; color: #524E45; margin-top: 28px; border-top: 1px solid rgba(255, 255, 255, .06); padding-top: 18px; }
.copyright { font-size: .76rem; color: #403D36; margin-top: 10px; }

.inquiry-form { display: flex; flex-direction: column; gap: 12px; margin-top: 20px; }
.inquiry-form input, .inquiry-form textarea, .inquiry-form select {
  padding: 12px 16px;
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 12px;
  font-family: 'Inter', sans-serif;
  font-size: .9rem;
  background: rgba(255, 255, 255, .05);
  color: #EDEAE3;
  transition: border-color .2s;
}
.inquiry-form input::placeholder, .inquiry-form textarea::placeholder { color: #5A554C; }
.inquiry-form input:focus, .inquiry-form textarea:focus, .inquiry-form select:focus { outline: none; border-color: var(--gold); }
.inquiry-form select option { background: #1e1b17; color: #EDEAE3; }
.inquiry-form textarea { resize: vertical; min-height: 70px; }
.form-note { font-size: .75rem; color: #5A554C; margin-top: 4px; }
.form-success {
  display: none;
  padding: 14px 18px;
  background: rgba(26, 122, 62, .25);
  border: 1px solid rgba(26, 122, 62, .4);
  border-radius: 12px;
  color: #a3d4ad;
  font-size: .88rem;
  font-weight: 600;
  margin-top: 8px;
}

/* ===== MOBILE STICKY BAR & TOAST ===== */
.sticky-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 80;
  background: var(--cream);
  border-top: 1px solid var(--line);
  display: flex;
  box-shadow: 0 -6px 20px rgba(0, 0, 0, .08);
}
.sticky-bar a {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 10px 4px;
  font-size: .72rem;
  font-weight: 700;
  gap: 3px;
  color: var(--charcoal);
  transition: background .15s;
}
.sticky-bar a.primary { background: var(--bright-red); color: #fff; }
.sticky-bar a.primary:hover { background: var(--bright-red-hover); }
.sticky-bar .ic { font-size: 1.15rem; }

.toast {
  position: fixed;
  bottom: 80px;
  left: 50%;
  transform: translateX(-50%) translateY(20px);
  background: var(--charcoal);
  color: #fff;
  padding: 14px 24px;
  border-radius: 100px;
  font-size: .9rem;
  font-weight: 600;
  box-shadow: 0 8px 30px rgba(0, 0, 0, .25);
  opacity: 0;
  transition: opacity .3s, transform .3s;
  z-index: 90;
  pointer-events: none;
  white-space: nowrap;
  max-width: 90vw;
  text-overflow: ellipsis;
  overflow: hidden;
}
.toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }

/* ===== MEDIA QUERIES (DESKTOP) ===== */
@media(min-width: 900px) {
  .sticky-bar { display: none; }
  .nav { height: 68px; gap: 8px; padding: 0 24px; }
  .nav-logo { height: 52px; }
  .nav-brand { font-size: 1.45rem; }
  .nav-links { gap: 4px; }
  .nav-links a { font-size: .84rem; padding: 8px 13px; }
  .nav-cta { padding: 9px 22px!important; font-size: .84rem!important; }
  .hero { min-height: 82vh; padding: 80px 60px; }
  .hero-logo-badge img { height: 64px; }
  .hero-content h1, .hero-content h2 { font-size: 4rem; }
  .page-hero { padding: 80px 20px 88px; }
  .page-hero h1 { font-size: 3.6rem; }
  .section-title { font-size: 2.8rem; }
  .goal-cards { grid-template-columns: repeat(3, 1fr); }
  .goal-card h3 { font-size: 1.55rem; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .calc-grid { grid-template-columns: 1fr 1fr; }
  .calc-body { padding: 36px; }
  .about-grid { grid-template-columns: repeat(3, 1fr); }
  .team-inner { flex-direction: row; text-align: left; gap: 48px; }
  .team-card p { margin: 0; }
  .footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; }
  .footer-logo-badge img { height: 46px; }
  .toast { bottom: 28px; }
}

@media(max-width: 600px) {
  .hero { padding: 50px 16px 70px; min-height: 88vh; }
  .hero-content h1, .hero-content h2 { font-size: 2.3rem; }
  .hero-content p { font-size: 1rem; }
  .hero-stats-pill { flex-direction: column; gap: 10px; border-radius: 20px; padding: 14px 20px; }
  .hero-stat-div { display: none; }
  .hero-nav-btn { width: 38px; height: 38px; font-size: 1.2rem; }
  .hero-nav-btn.prev { left: 10px; }
  .hero-nav-btn.next { right: 10px; }
  .nav-links { display: none; }
}
/* ============ PROPERTY DETAIL PAGE ============ */
.prop-card { cursor: pointer; }
.pd-hero { position: relative; height: 420px; overflow: hidden; background: var(--charcoal); }
.pd-hero img { width: 100%; height: 100%; object-fit: cover; opacity: .6; }
.pd-hero-inner { position: absolute; inset: 0; display: flex; align-items: flex-end; }
.pd-hero-wrap { max-width: 1120px; width: 100%; margin: 0 auto; padding: 0 20px 34px; text-align: left; }
.pd-hero-wrap h1 { font-family: 'Fraunces', serif; font-size: clamp(2rem, 5vw, 3.3rem); font-weight: 800; color: #fff; text-shadow: 0 3px 18px rgba(0,0,0,.5); margin: 0 0 6px; }
.pd-hero-wrap .pd-loc { color: rgba(255,255,255,.86); font-size: 1.05rem; }
.pd-badge-row { display: flex; gap: 8px; align-items: center; margin-bottom: 12px; }
.pd-hero-wrap .prop-tag { position: static; }
.pd-wrap { max-width: 1120px; margin: 0 auto; padding: 10px 20px 70px; }
.pd-empty { padding-top: 60px; text-align: center; }
.pd-grid { display: grid; grid-template-columns: 1fr 340px; gap: 34px; padding-top: 6px; }
.pd-main { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 34px; box-shadow: 0 10px 30px rgba(0,0,0,.05); }
.pd-main h2 { font-family: 'Fraunces', serif; color: var(--charcoal); margin-top: 0; }
.pd-desc { line-height: 1.75; color: var(--charcoal); margin: 12px 0 0; }
.pd-features { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 10px; }
.pd-feature { background: var(--cream); border: 1px solid var(--line); border-radius: 100px; padding: 8px 15px; font-size: .85rem; font-weight: 600; color: var(--charcoal); }
.pd-aside { position: sticky; top: 24px; align-self: start; display: flex; flex-direction: column; gap: 16px; }
.pd-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: 0 10px 30px rgba(0,0,0,.05); }
.pd-card h3 { color: var(--charcoal); }
.pd-card .pd-loc { color: var(--charcoal-soft); margin: 0 0 8px; }
.pd-card .btn { width: 100%; text-align: center; }
@media (max-width: 900px) {
  .pd-grid { grid-template-columns: 1fr; }
  .pd-aside { position: static; }
  .pd-hero { height: 320px; }
}

/* ============ TRUST / ACCREDITATIONS / TESTIMONIALS ============ */
.accredit-section { padding: 56px 0 0; }
.accredit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 8px; }
.accredit-item { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.accredit-ic { flex: 0 0 42px; width: 42px; height: 42px; border-radius: 12px; background: var(--cream); display: flex; align-items: center; justify-content: center; color: var(--green-dark); }
.accredit-item b { font-size: .95rem; color: var(--charcoal); }
.accredit-item p { margin: 4px 0 0; font-size: .83rem; color: var(--charcoal-soft); line-height: 1.45; }
.testi-section { padding: 56px 0 64px; }
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.testi-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; margin: 0; }
.testi-card blockquote { margin: 0 0 12px; font-size: .95rem; line-height: 1.6; color: var(--charcoal); }
.testi-card figcaption { font-size: .8rem; font-weight: 600; color: var(--charcoal-soft); }
.testi-note { text-align: center; margin-top: 22px; font-size: .8rem; color: var(--charcoal-soft); }
@media (max-width: 860px) {
  .accredit-grid, .testi-grid { grid-template-columns: 1fr; }
}