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Financing Tool

HOME LOAN & PAG-IBIG CALCULATOR

Compare estimated monthly payments between bank and Pag-IBIG financing.

Total contract price of the property
Typically 10% – 30%
Typical bank rate range: 5.5% – 8.5% fixed for 1–5 years
Estimated Monthly Payment (Bank)
₱20,879
for 20 years at 6.5% p.a.
Property Price₱3,500,000
Down Payment (20%)₱700,000
Net Loan Amount₱2,800,000
Interest Rate6.5% p.a.
Total Payment (Principal + Interest)₱5,010,960
Total Interest Paid₱2,210,960
Principal: 56%Interest: 44%
Disclaimer: This calculation is for estimation purposes. Exact bank rates, MRI/Fire insurance, and developer processing fees may apply. Contact Achievers Realty for personalized mortgage assistance.
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